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Madrid

The terminated period of student loans in the United States is over, the credit indicators were violated


In the first quarter of 2025, the Americans were able to slightly reduce their credit cards and car loans, but the sharp rise in student loans has seriously hit millions of citizens' credit history. After February, the level of delays reached 7.74%, while one year ago it was only 1%, CNN reports.

The decline in ratings was the most among the people whose credit assessment was previously excellent. According to the Federal Bank of New York, their units have fallen on average with 177 points, which can even be closed on access to mortgage and other loans. This loss is mainly due to the fact that the delays of student loans were not calculated during the event.

Analysts warn that this loan shock was so suddenly that many citizens were not financially ready to restore the unpaids paid for 5 years. The problem is especially strained in the southern states, where serious delays have been reported, especially in Mississippi.

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